Important
PensionMaxxer is a comparison tool, not an adviser. Please read this before you use anything you find here to make a decision.
Every number on this site is a simplified estimate. We model headline national income tax bands and the allowances or credits a typical retiree receives. We do not model social insurance, health insurance contributions, provincial or municipal taxes, property taxes, means-tested benefits, marital status, other income sources, or the timing of when you started drawing a pension.
Where a pension is taxable depends on the type of pension, the double-tax treaty between the two countries, and your residence and domicile status. Two people with identical incomes can face very different bills. Before you act, take advice from a qualified adviser in both countries.
Visa and residence rules change frequently and are applied case by case. The entitlements shown are a general summary of the main routes for each passport, not a decision on your application. Always check the current requirements with the relevant government before making plans.
Cost-of-living indices are national averages. Living in central Sydney is nothing like living in regional Queensland, and the same is true of every country here. Treat the percentages as a starting point for research, not a budget.
Currency conversions use indicative rates that are updated periodically, not live market rates. Exchange-rate movement can easily outweigh any tax saving shown here, and it is the single biggest risk to an income drawn in one currency and spent in another.
PensionMaxxer is provided for general information. We accept no liability for decisions taken on the basis of these comparisons.
Questions about the method? See how the numbers are built.